Making money through intelligence to earn a lot of money must rely on one thing. In this era, who doesn't want to make money, who doesn't dream of suddenly becoming rich overnight? But there is a reality that you may already know, this society is not short of capable poor people, and the reason they do not succeed is simply because they do not encounter opportunities. In fact, compared to making money, spending money is much harder; it requires intelligence, virtue, and those who do not know how to spend money often will not know how to keep money.
After reaching the age of striving in a career and stepping into retirement, reflecting on the years of hard work to earn money to take care of the family, many people realize that money can be earned, but keeping money and expanding opportunities requires foresight. A book states, "Small victories rely on will, large victories rely on virtue." Those who should achieve great things must have both morality and intelligence; to accomplish great things, one must accept the ups and downs of life and will always have to go through some ups and downs. Becoming rich and being a good person complement each other and require doing three things well.
First task: Acquiring wealth through "intelligence"
There is a saying: In books, there is certainly gold; those who lack intelligence will definitely face difficulties if they only rely on hard work to make money. In the same factory, the salary levels of the sales manager, technician, and ordinary staff are different. Most people who can take on management and technical positions are those who have read extensively and have rich social experiences. Hong Kong tycoon Tian Beichen once said: If you have the fighting spirit, you will always achieve certain accomplishments. Later, he participated in a rich and poor program and worked as a staff member for two days, eating the cheapest meals and living in a hut of less than 2 square meters, receiving very little money.
Even when scolded by the boss, he did not dare to say anything because he lacked skills and feared losing his job; later, he retracted what he said and changed his words. This society is severely punishing those who refuse to learn. Learning may not necessarily make you rich or become a big boss. But it can provide you with more choices and help you find an easier path in life. Both are food delivery jobs, but one person has graduated from middle school and another has a bachelor's degree; their futures will be different.
In the process of working as a food delivery person, those who have graduated with a bachelor's degree can still try their luck in exams and apply for jobs at large companies, but those who graduated from middle school cannot. Of course, a diploma is a manifestation of intelligence, but it is not all intelligence. If you are someone with a low degree but can continue to learn, you can still enrich yourself. For example: When you go to work, you can learn carpentry and then obtain related qualifications, gradually improving your skills in furniture.
Reading, reflecting, and synthesizing experiences can help you gradually escape from the low-level labor class. The so-called brainstorming not only enlightens oneself to solve problems but also brings many benefits.
Second task: Having more wealth through "virtue"
When a person with a certain economic background wants to continue to develop, they must rely on virtue. A person without virtue, no matter how much money they have, will be destroyed, especially those who make money from illegal activities like theft. Morality and wealth are essentially one. Taking a tree as an example, morality is the root, and wealth is the trunk. During the Kangxi era in China, there was a man named Tả Văn Thăng. One day, a local official gave him 20 coins and assigned him the job of reselling goods; after selling the goods, he could receive two coins in profit.
Fortunately, at that time, market conditions were developing, and Tả Văn Thăng earned many times more than the original plan, but when it came time to settle with the official, he insisted on only taking the two coins in profit, absolutely refusing to take more. His integrity was praised by many, and any business he engaged in afterward was successful; he could borrow money from others at any time. There were also wealthy people who benefited from his help in selling goods; a trustworthy person always retains the goodwill of others, gaining many relationships for himself, and we will not worry about not finding jobs lacking talented individuals.
A trustworthy person helps others, supports the weak, cares for the elderly, builds channels for wealth, and establishes a foundation for wealth, all of which are manifestations of fulfilling morality. True virtue is a kind of self-discipline in life; if you persist, your descendants can also achieve it.
Third task: To keep wealth, one must know when to give; giving will bring returns
No one is rich for three generations, and no one is poor for three generations; so how can wealth be preserved? The ancients had a saying: Giving will bring returns; give little, receive little; give much, receive much. What we give will come back to us in another way; wise wealthy people will lead their descendants to do good and help the poor. In the process of giving, we become more positive, and the family's assets are also protected. A thinker from the Ming dynasty once said: A person's wealth corresponds to their way of living and working. The fact that each person possesses different amounts of money shows that they have different intelligence, vision, virtues, and family education.
To keep money, how you spend money is extremely important; you earn money and then spend it on indulgence or spend it on social resources, or save it all, all lead to very different outcomes. Đỗ Nguyệt Danh, a notorious social tycoon in Shanghai at that time, was once a servant for Hoang Jinrong.
On one occasion, he achieved great success, and Hoang Jinrong's wife rewarded him with 2000 ocean coins, which was a considerable amount at that time. In fact, Hoang Jinrong and his wife just wanted to test whether Đỗ Nguyệt Danh would be worthy of anything in the future, and according to her, to see the future development of a person, just look at how he uses the money he has. Đỗ Nguyệt Danh took that large sum of money; he did not use it for indulgence nor did he save it; instead, he used it to repay old friends who had helped him and bought many gifts for several other benefactors.
In fact, Đỗ Nguyệt Danh's approach was to turn money into social resources; his later days of glory were actually thanks to the support of many close friends. This is a prime example of someone who knows how to spend money. Of course, not everyone knows how to repay kindness, but you need to believe one thing: as long as you are generous, others will naturally and certainly always remember you.
Just like the character Tống Giang in "Water Margin," why was Tống Giang elected as the leader after going to Lương Sơn and won the hearts of the people? Because all the brothers below knew that this person was willing to share money or benefits with his brothers; following him, they would definitely have meat to eat and not worry about hunger. Therefore, whether one can keep money or not depends on how one spends it. How a person spends money actually reflects their virtue. Those who only think about playing, being idle, and indulging will inevitably destroy their own wealth.
There is a saying: "Virtue brings wealth." If you do not have a certain virtue, then you cannot bear much wealth. "Virtue does not match position; there will certainly be disasters." If your virtue does not match your status, it will surely lead to disaster; similarly, if your virtue does not match the rights or wealth you have, it will definitely be a calamity. Just look at the 8% of people who suddenly became rich overnight due to the lottery; within five years, their wealth will be squandered to emptiness. In the end, they may even push themselves onto the path of crime. When wanting to earn a lot of money, we should not just stare at money but consider external factors as well as what to use to support and keep the money. Remember, what is more valuable than money is spirit and mindset!